Why An Investment Property Makes Sense for Parents


According to Expedia, the average vacation for UK families costs a little over £2,400 and generally lasts for nine days. With rising bills and household costs, this presents a challenge in the modern world. As we all know, the rise in property costs in the UK has been disproportionately large compared to the increase in wages. Compared to fifty years ago, more of our salary goes towards rent, mortgages, and bills than ever before. With this in mind, holidays tend to take a backseat.

Invest In Cape Verde

What’s more, the same study from Expedia showed that around 60% of parents simply cannot afford to take their children on holiday during summer holidays and other school breaks. Of course, this is a time where prices of flights and accommodation are hiked all around the world. Although it may seem unfair, it’s a simple case of supply and demand and the companies know that people will pay.

For those parents who can’t stretch so far, they’re forced into cheaper holidays during term time. Suddenly, there’s a £120 fine from the government, the children miss out on their education and risk falling behind, and they also miss important bonding time with their friends.

These are just a couple of problems that parents face, and it’s a constant battle. We want to go on children’s holidays to provide them with new experiences (not to mention that we need a break from a busy working life ourselves), but struggle to find the money or don’t want to take them out of school…what’s the solution?

Investment Property – Invest in Cape Verde

Not only is the solution an investment property, it’s an investment property in Cape Verde and there are some key reasons for this we will explore in this guide. Before we look into Cape Verde in particular, what are the benefits of choosing an investment property?

Guaranteed Income for Three Years – Firstly, this is an investment and one that will yield returns. After you choose your beach resort in an economy and tourist location that’s thriving, all you need to do is sit back and enjoy the guaranteed income. When it comes to making an investment, it’s all about risk vs reward; in this case, the rewards are guaranteed.

Proven Capital Growth – Secondly, as long as you choose the right investment opportunity, it will also have capital growth over time. If we use Cape Verde as an example, the proven capital growth stands at around 7%. What does this mean? By the time you come to sell or move on from your investment, it will be worth significantly more than the amount you paid.

As you’ve probably realised, this means that there’s a double financial bonus. You’re earning money AND your investment property is increasing in value. But wait, there’s a third.

Five Weeks of Personal Use – When you invest in a property abroad, you normally get a period of personal use and this is true of those in Cape Verde. With the very best offering five weeks, this means you’re vacationing for free. If you can’t use five weeks in a single year, offer some time to friends and family and make their lives easier too.

Regardless of how you decide to allocate the five weeks, you don’t have to find the money yourself for a vacation. Therefore, you can see how an investment property can help your finances in three ways;

• You get a guaranteed income
• Your property will increase in value
• You holiday for free for up to five weeks

For parents working hard to reward their children and allow them to explore the world, an investment property just makes sense. Children’s holidays are expensive, why not make it easier on your finances with a long-term investment?

Why Cape Verde?

Now we know the merits of an investment property, why should you consider Cape Verde in particular? Here are some benefits;

Booming Tourism – If you’re going to invest in a beachfront property, you need to know that the property will be filled. Fortunately, demand for accommodation is high in Cape Verde. In 2015, nearly 127,000 people from the UK alone chose to visit Cape Verde. Although Brits are the most likely to visit, Cape Verde is also a popular attraction for people from Germany, Portugal, Belgium, the Netherlands, and France.

Government Protection – Will demand remain high for your property? Absolutely, and the government is helping with this. Since they don’t want the islands to become over-commercialised and ruined with skyscrapers, the government is taking steps to prevent over-development. Considering the largest hotel chains and companies won’t be able to just head to Cape Verde and erect lots of hotels, accommodation supply will remain limited and demand for your property will remain high.

Stunning Location – Another reason why demand will remain high is because the islands of Cape Verde are so beautiful. With 10 volcanic islands offering picturesque views in every direction, it offers a rewarding break from the technology-laden society in which we live today. In the coming years, holidaymakers will continue to seek this type of break to get away from the stress of life and work; there’s also plenty to see and do for children.

Brilliant Programs – Finally, just in case you needed any more convincing, there are some fantastic programs that offer investment opportunities. The hotels are managed by reliable and successful services, the investment process is simple, and you’ll have your five free weeks of personal use to enjoy whenever you like.

Invest and Save

Whenever the word ‘invest’ is mentioned, most people are short-sighted and only look at what it will cost initially. If you can look beyond this and see that, actually, you’ll earn money, enjoy capital growth, and get free holidays, you’ll notice that the returns are well worth the investment.

When you spend on a normal holiday, this is money you won’t see ever again. When you invest in a property, you’re allowing your children a great holiday while also investing in their future!

Invest In Cape Verde in partnership with The Resort Group specialize in marketing luxury beachfront properties with fixed net incomes & proven track records of capital growth plus up to 5 weeks of personal use.


Buying Property In Cape Verde


With ten islands, beautiful views, and a warm climate, it’s perhaps not surprising that Cape Verde has become an investment prospect in recent years. Whether you want a holiday home or are interested in retiring in the sun, operating in any property market can be difficult. Fortunately, we’ve compiled all the information you need in this fantastic guide.

Have a question about buying property in Cape Verde? Let’s see if we can answer it!

Invest In Cape Verde

Step 1 – Do Your Research

Before even looking at apartments for sale in Cape Verde, you should never ignore the research phase. Just because everybody is talking about Cape Verde and the investment opportunities on the islands, this doesn’t mean you should drop everything and throw your money in this direction immediately. Instead, spend some time learning about the country and how everything works.

Allow us to give you a brief introduction;

  • It’s generally stable in terms of both the social and political side of things
  • Beautiful scenery awaits in most areas
  • Crime levels are low
  • There’s a unique blend of West African and Portuguese culture
  • The government encourages investment and even offers tax incentives in return
  • Health services are good and continually improving
  • Certain legislations restrict new building developments which means the scenery shouldn’t be ruined any time soon

Thanks to the investment incentives, there are now brilliant facilities and opportunities for entertainment. For example, you’ll enjoy golf courses, casinos, and various tourist attractions.

As long as you do your due diligence, you can remove most of the concerns that come with buying property in Cape Verde and feel confident in the decision.

Step 2 – Understand the Market

Now you know about the country as a whole, it’s time to focus on the property market. For those interested in property for sale in Cape Verde, you should know that the many new developments have meant that most properties are off-plan. For investors, there are some buy-to-let opportunities as well as hotel investments.

The reason why the Cape Verde property market is so different is because each island has its own character and charm. Unfortunately, there’s no way we can give ‘average’ prices because every island is different. What we can say is that prices are generally lower than what people think for the so-called ‘island living’ and this is because there’s still work to be done in the infrastructure.

Step 3 – Consider Locations

Since we’ve just discovered the uniqueness of each island, your next consideration is location. Where should you be buying property in Cape Verde? Essentially, we can split the country into two sets of islands;

  • The Sotavento Islands
  • he Barlavento Islands

Containing seven islands, Sal is perhaps the most well-known island for property seekers on the Barlavento Islands. Stunning sandy beaches lined with many bars and restaurants, it’s the most popular alongside Santa Maria (a fishing village) and Espargos.

For African culture, you want the capital island which is Santiago. Santiago itself has a capital on the south coast and this is called Praia. Surrounded by mountainous rainforest and opportunities to watch animals and get involved with water sports, this is another popular choice.

Finally, we can’t ignore Boa Vista which has a total of 55km of beaches; these are largely untouched and will offer sights to remember for a long time to come. As the new international airport continues to expand in terms of airlines, it’s more accessible than ever and you have a choice of wonderful islands.

Step 4 – Start The Buying Process

You’ve done your research, you’re happy with the market and a specific location, all that’s left now is to get started. Regardless of what type of property you’re choosing, we highly recommend seeking legal and professional help. Although foreigners are welcome to invest in freehold property, there is a danger of over-complicating the process if you aren’t careful.

For example, many people are caught out with the process of getting a Personal Fiscal Number. With the right assistance, this is all handled on your behalf and you can relieve the pressure from your shoulders.

As time goes on, the professional will inform you of what you need to pay and when. For example, you’ll normally pay a 10% deposit once the Promissory Contract is signed. From here, you’ll sign the Escritura before a notary and you’ll then be a homeowner in Cape Verde.

Investing in Buy-to-Let or Hotel Accommodation

Elsewhere, buying property in Cape Verde doesn’t necessarily mean you’re moving in. When investing in buy-to-let properties or hotel accommodation, the process will differ slightly. With the latter, for example, the company will provide assistance, set up financial meetings, and arrange an inspection trip.


Just a quick note on mortgages, the system is still unreliable compared to what we have in the UK. Most banks only allow mortgages for properties already built; considering the majority of the market is off-plan properties, this is a problem. Therefore, many people will remortgage their UK property to free up some cash or use another source of cash.

This may seem a little frustrating, but it’s actually a good thing (stay with us!). As mortgages are hard to obtain, the prices of properties remain low. When mortgages are easily accessible, demand will outstrip supply and the prices will increase.


Step 5 – Fees, Costs, And Taxation

Finally, every transaction has features we all dislike; fees, costs, and taxation. Though impossible to avoid, it is possible to make things easier for yourself. On all property purchases, there’s a 3% flat-rate transfer tax. On top of this, the transaction will have registration fees, notary fees, and stamp duty. All in all, you can expect to pay around 6% of the transaction in fees and costs when buying property in Cape Verde.

Again, we recommend legal advice here because they will offer tailored advice. This being said, we’ll note that there’s no double taxation treaty between the UK and Cape Verde. Also, some investments will bring tax advantages so make sure you ask your legal advisor.

All that’s left to do in step six is enjoy your new home or investment. Congratulations!

Invest In Cape Verde in partnership with The Resort Group Global specialize in marketing luxury beachfront properties with fixed net incomes & proven track records of capital growth plus up to 5 weeks of personal use.